. b2 is the next step in the evolution of banking. It's a savings account, where everything is done online. As everything is available online, we have trimmed services you rarely use and compensated you with a few additional features. Learn more       •  Higher earnings with quantum optima •  Zero minimum balance requirement •  Zero charges •  Virtual prepaid card       •  No ATM/ debit card •  No cheque book •  Only limited branch access