Features of b2 Savings A/c
How to move money into your b2 Savings A/c?
How to move money out from your b2 Savings A/c?
Statement Module
Demand Draft Facility
Flexi Deposit - features and benefits
Card to Card transfer
What do I do if I have a problem with my b2 Savings Account?

Savings A/c

The b2 Savings A/c is a smart, truly online A/c - the first of its kind in India.

Benefits:

You can do ALL your transactions at your convenience - when you want, from where you want. All the features of the b2 Savings A/c will be available online. Just login and begin operating your A/c . That's all.

This is not yet another Savings A/c . We have added new features - for example, our system can automatically pull money from your A/cs with other banks (with your permission, of course) - without you having to go to the other banks to transfer funds to your b2 Savings A/c . Similarly, you will be able to transfer funds from your b2 Savings A/c to an A/c with any bank in India online.

Above all, you get higher returns. Your B2 Savings Account is linked to a fixed deposit. Sums above Rs.5,000 will be swept into the fixed deposit automatically, helping you to gain from the higher interest rate on fixed deposit.

We know that your A/c 's security is paramount. Hence we have the best possible security measures to protect your A/c . Firewalls, tools and other safety mechanisms are in place to safeguard your funds in your b2 Savings A/c . What's more, to protect you against an improbable instance of a fraud in your A/c , we offer you a Rs.50,000 fraud cover per year.

Features of b2 Savings A/c :

No Minimum Balance, No Transaction Charges

You do not need to keep any minimum balance or worry about being wrongly charged for any transaction in your b2 Savings A/c . There will be no charges for transferring money from or into your A/c.

Flexi Deposit

Whenever the balance in your b2 Savings A/c exceeds Rs.5,000, we will transfer the funds automatically to a fixed Deposit which offers a higher interest rate. The Flexi Deposit will be created in multiples of Rs.5,000.

Whenever there is a withdrawal that exceeds the money left in your b2 Savings A/c , the Flexi Deposit will be broken to the required extent, in multiples of Rs. 1,000 and the money will be credited instantly to the b2 Savings A/c to clear the withdrawal. No worries about any penalty!

Truly Online A/c

You can do all your transactions of your b2 A/c online. You can fund your A/c from your A/cs with other banks using the ECS facility. You can also move funds from your b2 Savings A/c to A/cs with other banks as well as ICICI Bank instantly using Funds Transfer. You can also pay your bills or credit card dues outstanding through this A/c .

Since the b2 Savings A/c offers all the functions online, we believe you will not need to visit a branch of ICICI Bank. Hence this A/c does not offer any access through an ICICI Bank branch. However, you can transact through the other channels such as ATMs, Phone Banking and Mobile Banking.

You will not need a cheque book to operate this A/c . There would be no branch access and no ATM facility to the customers of B2 . We think that the convenience of ECS and Funds Transfer facilities will be so powerful for you that you will never need to write a cheque!